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It's Valentine's Day. For months I have been vacillating about what to do about my vehicle, Genevieve. She is a leased vehicle in which I've been allotted 48,000 miles to drive her over the course of three years. At Genevieve's due date, which is September, 2009, I have the option of turning her in or purchasing her. With all of that said, I've been in a conundrum about what to do now that I've decided to drive across America, and her current mileage is at 47,000. For each mile that I go over, I will have to pay for those miles, unless I opt to purchase her. Hmmmm. She is a great car, she's driven across America twice and has served me well. But, for awhile now I've had this vision of myself driving a white BMW x3- the White Knight- with license plates that say, "BLISFUL".
I must admit that I am feeling quite bold and empowered lately with all the life changing decisions I'm making. Hence, buoyed by my courage, I decided to go to the BMW dealership to discuss my options (buy Genevieve, buy a new vehicle, lease a new vehicle, negotiate BMW taking over the last six months of lease payments???) and test drive a new BMW X3. Going to a automobile dealership to negotiate a new car by myself is another major breakthrough in my life. I've never negotiated a car purchase for myself as I've always been accompanied by a man- first my father, then boyfriends, and finally my former husband. I knew the angels were on my side when I was led to my salesperson, Dharma. I kid you not! His name is Dharma.
Well, to make what could be a long story short... there was one- just one!- White BMW X3 on the lot. It was a 2006, same year as Genevieve, but had only 15,000 miles on it! Ding, ding, ding! We have a winner! Even though I knew this was my White Knight waiting for me, I waited three days to finish negotiating the deal. This saved me an additional $2,000 because they really wanted to sell a vehicle. And the dealership did agree to take over all remaining lease payments. The best part of this transaction occurred, ironically, whilst I was signing my loan papers. "You know, we normally don't see a credit score like this for someone your age," their financial officer said to me. My eyebrows raised in confusion., "Why? What is my credit score? I've always had good credit." He went on, "Well, normally only much older people have a credit score of 823." 823?! 823!!!! In that moment, I felt like I had won the Academy Award! Yahooooo!!!!!!!
I must admit that I am feeling quite bold and empowered lately with all the life changing decisions I'm making. Hence, buoyed by my courage, I decided to go to the BMW dealership to discuss my options (buy Genevieve, buy a new vehicle, lease a new vehicle, negotiate BMW taking over the last six months of lease payments???) and test drive a new BMW X3. Going to a automobile dealership to negotiate a new car by myself is another major breakthrough in my life. I've never negotiated a car purchase for myself as I've always been accompanied by a man- first my father, then boyfriends, and finally my former husband. I knew the angels were on my side when I was led to my salesperson, Dharma. I kid you not! His name is Dharma.
Well, to make what could be a long story short... there was one- just one!- White BMW X3 on the lot. It was a 2006, same year as Genevieve, but had only 15,000 miles on it! Ding, ding, ding! We have a winner! Even though I knew this was my White Knight waiting for me, I waited three days to finish negotiating the deal. This saved me an additional $2,000 because they really wanted to sell a vehicle. And the dealership did agree to take over all remaining lease payments. The best part of this transaction occurred, ironically, whilst I was signing my loan papers. "You know, we normally don't see a credit score like this for someone your age," their financial officer said to me. My eyebrows raised in confusion., "Why? What is my credit score? I've always had good credit." He went on, "Well, normally only much older people have a credit score of 823." 823?! 823!!!! In that moment, I felt like I had won the Academy Award! Yahooooo!!!!!!!
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